What would you do if in 6 months all your retirement fund and savings account maxed out, and you're left with nothing but a hand to mouth income from your husband and a piggy bank of pennies that's not even yours but your son's?
2015 when my husband and I decided that I resign from my regular paying job as a bank officer. That was due to some health reasons and a growing son who needs parental guidance.
For 10 years, I've seen and experienced the life of a banker. The perks, insurance, 15 month bonuses, the increase, full free medical and hospitalization assistance for your family, and all those other stuff where I could say I'm secured. But that did not end happily.
We both thought that maybe I can get a part time job as a freelancer, while I take care of our son, and he continues to work in his usual paying job. Given all the online job opportunities. Who says I can't get one?
Months passed, countless interviews here and there, email applications, but all attempts were declined. I asked myself, what's wrong? Maybe I'm just not cut-out for this kind of work. Maybe I'm just for operations and routine. I've finished my Degree in Management Accounting and Graduate Studies but I can't seem to find any work here.
Slowly our finances are going downhill, our savings dried up, payables are mounting, and arguments begin to rise. Our lifestyle changed. Although I tried selling baked goods but it did not even cover a full gas tank. I tried selling stuff online and in our garage but the competition was unimaginable. We tried investing in Grape Farming, but the returns are far yet to realize.
I would think to myself, why did we ever come to this? We had a life where we could eat out whenever and wherever we want. Buy the needs of our son, and get him the reward he deserves. Family bonding time where we wouldn't care how much we'd spend as long we are all happy. We could spend on house renovations, donations, and small parties. But now we rarely fill our refrigerator with food. We'd use coal to cook food since our tank is empty, and it would take a whole week or two to have it refilled because we couldn't buy one yet. We often bring lunch from breakfast leftovers, when we attend whole day meetings in our church and silently eat inside our car. We've also considered sending out our house helper to a friend in need since it has been eating up a big chunk of our budget. Considering that I have to pay for her Social Security which is mandatory here in the Philippines. My phone line has been disconnected, and we'd only pay half a month electricity worth 800 pesos just so the power company will not cut our line. Worst came when I could only see a hotdog and ice cubes inside the freezer. One hotdog enough for my son to eat. At least we could still buy a kilo of rice which costs 50 pesos.
And yet, despite the difficulties, my husband always says that we could still recover. And I, trying to control my anger, believe him. He always says, there is nothing impossible with God. Our faith is being tested. He always was the one who goes silent and hears me out. Absorbing all the negativity from me.
Although we may not have everything, but we have everything that gives us hope. And my husband reminds me that there is hope.